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Funeral Cover Options

Funeral cover to ensure a dignified farewell for your loved ones.

Safrican funeral policies allow you to cover any combination of loved ones under one policy.

Features & Benefits

Funeral-affordable premiu@2x

Affordable premiums
Our funeral cover premiums starts as low as R20 per month


Cover yourself + 21 family members
Cover a combination of yourself, your spouse, children, parents and your wider family in one policy.

Funeral-payment holiday @2x

6-Month Waiting Period
Immediate cover for accidental death and a 6-month waiting period for non-accidental deaths

Safrican offers three funeral plan options.

Benefit Serenity Premium
Serenity Premium Funeral Star
Serenity Funeral Star
Just Funeral
Just Funeral Star
Entry Age 18 - 64 years for the primary member, parents & extended family up to 85. 18 - 74 years for the primary member, parents & extended family up to 85. 18 - 75 years for the primary member, parents & extended family up to 85.
Funeral Cover
Burial Repatriation
Unemployment & Pregnancy Holiday
Temporary Premium Support Benefit
No More Premiums Benefit - Death
No More Premiums Benefit - Physical Disability
No More Premiums Benefit - Retrenchment
Double Accident Benefit
Memorial Benefit
Grocery Benefit
Cash Back Benefit
Download Brochure Serenity Premium Serenity Just Funeral

Want to speak to a financial advisor?

Tap on the button below to complete your details and receive a call back from a financial advisor
for an obligation free quote on our Life, Funeral or Savings products.


    Life CoverFuneral CoverEndowment/Savings PlanPhysical Impairment/Disability CoverDread Disease Cover

    To arrange for a call from our financial advisors please tap the “WhatsApp Personal Sales” button below and let us know which products you are interested in.

    Please note that all service requests for existing policy holders can be submitted on our contact page or by giving us a call on 011 778 8000.


    Frequently Asked Questions about Funeral Cover

    • How much premium can I pay?

      The minimum premium is R80 for Serenity Premium.

    • What lives can be covered and the maximum number of lives that can be covered?

      Principal Life Assured 1
      Spouse 1 claim over the life of the policy
      Child 8 at any one time
      Parent 4 at any one time
      Wider Family 8 at any one time
    • What are the exclusions on the product?

      Safrican will not pay a benefit if it is as a direct or indirect result of active participation in war, invasion, acts of foreign enemies, hostilities, illegal strikes, warlike operations (whether war be declared or not), civil war, rebellion, revolution, insurrection, civil commotion assuming the proportions of or amounting to an uprising or riot, military or usurped power.

    • The escalation rates available?

      • A rate of 5% or 10% per annum.
      • You allowed to cancel, increase or decrease the escalation percentage.
      • The escalation can be started again after it has been stopped.
    • Changing beneficiaries?

      The beneficiaries can be changed by the policyholder by request at any time.

    • What are the maximum funeral cover levels?

      • Principal life assured and spouse: R70,000
      • Child 14 years and over: R30,000
      • Child under 14 years: R10,000
      • Parent: R40,000
      • Wider family: R30,000
    • Age Entries?

      Principal life assured 18 64
      Principal life assured 18 74 (Serenity only)
      Spouse 18 65
      Child 0 25
      Parent 26 85
      Wider Family Member 0 85
    • The cooling off period?

      The Policyholder has the right to cancel the policy and receive all premiums back within 60 days from the date of signature of the policy.



    You must be a South African citizen or a permanent resident.
    You must be between the ages of 18 and 75 when you take up a policy (different age limits apply per policy).
    You must have a bank account.

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