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SAFRICAN

Funeral Cover Options

Funeral cover to ensure a dignified farewell for your loved ones.

Safrican funeral policies allow you to cover any combination of loved ones under one policy.

Features & Benefits

Funeral-affordable premiu@2x

Affordable premiums
Our funeral cover premiums starts as low as R20 per month

Funeral@2x

Cover yourself + 21 family members
Cover a combination of yourself, your spouse, children, parents and your wider family in one policy.

Funeral-payment holiday @2x

6-Month Waiting Period
Immediate cover for accidental death and a 6-month waiting period for non-accidental deaths

Safrican offers three funeral plan options.

Benefit Serenity Premium
Serenity Premium Funeral Star
Serenity
Serenity Funeral Star
Just Funeral
Just Funeral Star
Entry Age 18 - 64 years for the primary member, parents & extended family up to 85. 18 - 74 years for the primary member, parents & extended family up to 85. 18 - 75 years for the primary member, parents & extended family up to 85.
Funeral Cover
Burial Repatriation
Unemployment & Pregnancy Holiday
Temporary Premium Support Benefit
No More Premiums Benefit - Death
No More Premiums Benefit - Physical Disability
No More Premiums Benefit - Retrenchment
Double Accident Benefit
Memorial Benefit
Grocery Benefit
Cash Back Benefit
Download Brochure Serenity Premium Serenity Just Funeral

Frequently Asked Questions about Funeral Cover

  • What benefits do the plans offer?

    SERENITY FUNERAL SERENITY FUNERAL PREMIUM
    Funeral Cover Funeral Cover
    Premium Paid-up Premium Paid-up
    Burial Repatriation Benefit Burial Repatriation Benefit
    Unemployment and Pregnancy Payment Holiday Unemployment and Pregnancy Payment Holiday
    Escalations Escalations
    Temporary Premium Support Benefit  Death No More Premiums Benefit Death
    No More Premiums Benefit  Defined Physical Impairment
    Double Accident Benefit
    No More Premiums Benefit Retrenchment
    Memorial Benefit
    Grocery Benefit
    Cash Back Benefit
  • How much premium can I pay?

    The minimum premium is R80

  • What lives can be covered and the maximum number of lives that can be covered?

    LIFE ASSURED CATEGORIES MAXIMUM LIVES ALLOWED
    Principal Life Assured 1
    Spouse 1 claim over the life of the policy
    Child 8 at any one time
    Parent 4 at any one time
    Wider Family 8 at any one time
  • What are the exclusions on the product?

    Safrican will not pay a benefit if it is as a direct or indirect result of active participation in war, invasion, acts of foreign enemies, hostilities, illegal strikes, warlike operations (whether war be declared or not), civil war, rebellion, revolution, insurrection, civil commotion assuming the proportions of or amounting to an uprising or riot, military or usurped power.

  • The escalation rates available?

    • A rate of 5% or 10% per annum.
    • You allowed to cancel, increase or decrease the escalation percentage.
    • The escalation can be started again after it has been stopped.
  • Changing beneficiaries?

    The beneficiaries can be changed by the policyholder by request at any time.

  • What are the maximum funeral cover levels?

    • Principal life assured and spouse: R70,000
    • Child 14 years and over: R30,000
    • Child under 14 years: R10,000
    • Parent: R40,000
    • Wider family: R30,000
  • Age Entries?

    LIFE TYPES MINIMUM MAXIMUM
    Principal life assured 18 64
    Principal life assured 18 74 (Serenity only)
    Spouse 18 65
    Child 0 25
    Parent 26 85
    Wider Family Member 0 85
  • The cooling off period?

    The Policyholder has the right to cancel the policy and receive all premiums back within 60 days from the date of signature of the policy.

Requirements

TO QUALIFY FOR FUNERAL COVER

You must be a South African citizen or a permanent resident.
You must be between the ages of 18 and 75 when you take up a policy (different age limits apply per policy).
You must have a bank account.

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FESTIVE SEASON HOURS

Please note that the Safrican team will be working with a smaller staff compliment over the holiday season. We are fully operational and ready to respond to your needs.

 

Please be patient with us on the 24th and 31st of December, as our offices will only operate until 13:00.

 

Reach us on
service@safrican.co.za
or call us on 011 778 8000