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Savings Plan


Decide on a goal you want to invest for – and your financial patience will be rewarded.

The benefit payable at maturity is equal to the greater of the fund value or the guaranteed minimum maturity value.

Features & Benefits

Life-minimum premium @2x

Save R300 – R2000 per month 
Minimum premium of R300 and a maximum of R2 000 monthly.


Flexible increases
Choose to increase your premium at any time.

Life-Provide Bonus@2x

Guaranteed minimum benefit
Guaranteed minimum benefit at the end of your investment period.

Entry ages: 18 to 69 years.

Minimum premium of R300 and a maximum of R2 000 monthly.

Various Payment Methods  available for monthly premiums to be paid.

Choose to increase your premium at any time.

Guaranteed minimum benefit at the end of your investment period.

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Tap on the button below to complete your details and receive a call back from a financial advisor
for an obligation free quote on our Life, Funeral or Savings products.


    Life CoverFuneral CoverEndowment/Savings PlanPhysical Impairment/Disability CoverDread Disease Cover

    Frequently Asked Questions about Savings & Endowments

    • What do I receive at maturity?

      The benefit at maturity is equal to the greater of:

      • the fund value and
      • the guaranteed minimum maturity value (GMV)
    • What are the fees charged on a monthly premium?

      • A policy fee of R7.50 per month plus escalations
      • A non-allocation premium charge of 2.8% – charged on the premium
    • Minimum/Maximum monthly contributions?

      A minimum of R300 and maximum of R2000

    • What are the entry ages?

      The entry ages are from 18 to 69

    • What are the policy terms that I can choose from?

      Can only be 10 to 15 years

    • Can I make lump sum contributions?

      No lump sum contributions are allowed.

    • Can I terminate the policy before maturity date?

      Yes, however there is a termination fee of R50.

    • Are premium alterations allowed?

      Increases and decreases in premiums are allowed.

    • Does premium escalation apply to this product?

      • Yes, you can choose between 5% or 10%
      • The policyholder may request for no escalation for that year
    • Do I have the right to cancel the policy?

      The policyholder has the right to cancel the policy within 60 days from the signature date of the policy and receive back all premiums paid.



    You must be a South African citizen or a permanent resident.
    You must be between the ages of 18 and 69 when you take up the policy.
    You must have a bank account.

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